UPI apps like Google Pay, PhonePe, Paytm, and others are becoming increasingly popular daily. Some people no longer carry cash at all as a result of this. Nowadays, almost everyone accepts UPI payments. Everyone has contributed to making it a more popular option than cash payments, from companies in lavish malls to small street vendors.
Know About The USSD Code
We no longer have any transactional problems thanks to UPI. A few additional features have been added to it. Everyone has experienced a situation where they needed to make a payment, but their phone’s internet connection was unstable. It is better to know that we can use UPI in this situation by using a USSD code. The USSD method makes banking available to anybody, whether they have a basic phone or a smartphone. Additionally, this greatly simplifies UPI for everyone. It was first made available by NPCI in November 2012.
Previously, it had just two telecom partners: BSNL and MTNL. However, all significant telecom networks currently offer it. It is accessible in 13 languages, including Hindi and English, according to NPCI. In addition, 83 significant banks also offer the service. You can access UPI offline features by using the USSD code *99# on your phone. It is important to remember that it will only function if your bank account is connected to your phone number.
You Can Set Up The Feature Of Offline UPI Payments
Before you may make UPI payments without an internet connection, you must first set up your account. To do this, dial *99# from your phone’s call dialler. Then choose a language and enter the bank’s name or the first four letters of the IFSC code. Next, clients can view a list of the bank accounts connected to their phone numbers on the screen. They can decide which one they wish to move forward with. Users must also enter their debit card’s last six numbers as well as the expiration date. Once this process is complete, users can make payments without an internet connection.
How To Make Offline UPI Payments?
Once you’ve finished activating the feature, call *99# followed by 1 in the phone’s dialler to send money. Next, pick an option and enter your UPI ID, bank account details, and phone number. Enter your UPI PIN after entering the amount. Then the transaction will be finished. Additionally, each transaction through this service can cost you up to Rs 0.50. Additionally, the service’s current transaction limit is Rs 5,000.
Do try this amazing feature and make use of it. UPI payment has already made online purchases easier. In addition, this feature might add a lot of newer UPI users.