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This Wealthtech Startup Is Transforming Real Estate Investments With Fractional Ownership

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Wealthtech emerged as a result of the confluence of digitization and the investing and wealth management industries. Assets and savings are now managed in a very different way than they were just a decade ago.

Due to the sheer democratization and expansion of certain types of services and aspects brought about by the internet boom, tasks and processes previously reserved for experts in wealth management, investments, and savings are now directly in the hands of users and businesses, thanks to a set of intuitive digital tools made available on the internet by innovative startups.

 

Concept Of Wealthtech

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Wealthtech evolved under the so-called “X-Tech” concepts, combining the terms “wealth” (saves, investments, or patrimony) and “tech” (technology) to bring together several firms, projects, and digital solutions focused on the administration of assets and savings under one umbrella.

Although certain investment management activities have been digitalized for some time, we define Wealthtech as the introduction of wholly creative and disruptive services and technologies that are put in the hands of the end-user and not so many intermediaries.

Similarly, we use the word Wealthtech to refer to the use of next-generation technologies like artificial intelligence, machine learning, and sophisticated big data analytics in investment management. Through the digital platforms and solutions developed by technology businesses focused on this field, both end-users and investment management professionals and specialists may access these cutting-edge approaches.

 

WealthTech Companies And Its Ecosystem

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We can see how the Wealthtech sector is made up in this way, separating initiatives and companies with a B2B focus on advanced technology services for professionals and companies specializing in investments, wealth, and savings management from those aimed at the B2C end-user adapted to the needs of the standard user.

As a result, previously unimaginable services have evolved, reinventing investing methods and changing the rules of the game in the financial sector, forming a Wealthtech ecosystem structured by several types of activity and services:

i.        Marketplace:

Platforms that aggregate information on investments in such a way that they facilitate activities in both investment funds and assets of all types are referred to as marketplaces.

ii.     Investment tools:

Companies in this area have developed a collection of digital tools that may be used to track portfolios, establish goal-setting notifications, and manage investment planning, among other things.

iii.   Compliance:

The Wealthtech and Regtech areas are in charge of ensuring regulatory compliance within the sector’s activities.

iv.    Financial advisors:

These businesses specialize in providing financial advice through the internet. They provide advice to their clients by assisting them in making decisions, but they do not carry out the procedures themselves.

v.      Robo advisors:

These digital technologies undertake automatic tasks on the user’s or client’s behalf. They are passive asset management organizations that invest in a variety of instruments according to the user’s preferences.

vi.    Quant advisors:

Quant advisors are systems that employ artificial intelligence and machine learning to actively manage investing strategies, similar to robot advisers.

vii. Trading platforms:

They are designed for a wide range of users, from experts to “amateurs,” and serve as a digital platform for real-time trading with a variety of features.

viii. Algorithmic trading:

Using the execution base already available in trading platforms, software that automates real-time trading activities has been developed.

ix. Social trading/investing:

They began as a social extension of trading platforms, allowing traders to share their experiences and opinions with others while also replicating their investment strategies. They may be viewed as a means of combining and bringing the reality of social networks into the realm of trading and investing.

x. Micro investing:

This field is specialized in encouraging savings and investment through micro-credits or tiny investments and is closely tied to Fintech efforts such as lending or crowdfunding.

xi. B2B software providers:

B2B software providers are a huge category of startups and technology firms that specialize in offering digital solutions to professionals in the investment, savings, wealth, and trading sectors. At the same time as providing technical and technological help to investment businesses, they produce revolutionary software and apps for use in the field.

xii. Big data analytics:

Analytics companies that specialize in delivering investment data analytics services, usually with a B2B profile.

Wealthtech has completely changed the way we view modern finance and the running of the economy, democratizing formerly exclusive activities and boosting knowledge and efficiency in financial processes.

 

Assetmonk As A WealthTech Platform

Assetmonk is a WealthTech platform that connects value investors with high-potential real estate investment opportunities. Only highly evaluated assets that have undergone extensive due diligence make it into our asset list. Assetmonk helps clients diversify their portfolios by providing customized product solutions and investor-friendly transactions. Assetmonk is a unique real estate investment platform because of its transparent structure, digital security, and secure transaction process. We provide solutions in three categories: Growth, Growth Plus, and Yield, each determined by distinctive investment goals to meet your needs.

Assetmonk is a member of the Incor business group, which has 15 years of expertise and a wide range of interests in real estate, health care, and hospitality. INCOR is a market leader in residential and commercial real estate, with projects such as PBEL City, Bonsai, Opulence, Carmel Heights, Incor9, and others in Hyderabad, Bangalore, Chennai, and Rajahmundry. They began their healthcare journey with OMNI Hospitals, which has developed into a multi-specialty hospital chain operating in Andhra Pradesh and Telangana. Incor launched Boston Living, a co-living community that is revolutionizing millennial living, in Hyderabad and is now expanding to Bangalore. Incor founded the Praan Foundation to raise mental health awareness and reduce the stigma associated with it.

Real estate is a flexible investment choice with a wide range of investment kinds, ticket sizes, and investment channels, making it the most dependable and popular investment option. However, stumbling blocks like the time-consuming due diligence procedure, the bother of maintaining a property, and security concerns have hindered many people from getting the most of their Real Estate investments. Though the aforementioned issues were not a major concern for institutional investors, many newcomers to the industry saw them as major roadblocks to their involvement.

● How Does Assetmonk Offer Fractional Ownership?

Assetmonk provides fractional ownership opportunities in three main categories, namely – Growth, Growth Plus, and Yield.

  • Growth

Growth is a product designed specifically for investors seeking long-term value. It is an early-stage investment option with a cheap investment price and substantial rewards for the investor. For high financial appreciation, invest early in thoroughly selected premium assets.

Growth-oriented assets are thought to be more reliable assets for long-term growth. This investment has the advantage of being backed by a real estate property, making it less risky.

The following are some of the primary characteristics of a Growth Product:

  • Investing in the early stages.
  • The pricing is significantly lower than the market price.
  • High potential for expansion.
  • IRRs of up to 21% are possible.
  • At the conclusion of the term, you will own the property.
  • Property-backed investment.
  • Investing in real estate is less hazardous than investing in stocks.

 

  • Growth Plus

Growth plus is a short-term investment product that appeals to income-seeking investors. Through communal property ownership, growth plus investors earn rental revenue. Instead of investing assets in a single property, Growth Plus allows the investor to diversify risk by purchasing fractional ownership. Enjoy regular earnings as well as the advantages of strong capital appreciation. Growth plus product delivers higher-than-average periodic returns than regular FDs.

The following are some of the primary benefits of the Growth Plus Product:

  • Option for a short-term investment.
  • Fractional ownership is when you own a portion of something.
  • Returns on a regular basis.
  • Positive capital growth
  • The IRR ranges from 16 to 19 percent.
  • Risk diversification.
  • IRR is higher than typical FDs.

 

  • Yield

Yield is an appealing offer for investors looking for consistent rental income, and it may also be used as a source of passive income. It is a long-term investment that provides both capital growth and rental income. Invest for long-term, consistent returns, and capital appreciation.

Yield goods have the following features:

  • Option for long-term investing
  • Rental revenue on a regular basis
  • IRR of 15-18% with good capital appreciation.
  • At the conclusion of the term, you will own the property.
  • Rental revenue is higher than those of other rental properties.
  • The property serves as collateral for the investment.

With a clever and safe online investing platform, Assetmonk has built the groundwork for the best solution to the difficulties in the real estate market. With a user-friendly platform, ticket sizes to fit any budget, properties vetted after comprehensive due research, and a goal-oriented approach to unique product solutions, They have got you covered.

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Praneet Samaiya
the authorPraneet Samaiya
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